Mjrz.net Personal Finance Manager R1.0.26

About:
Personal Finance Manager is a finance and expense tracking tool for those with limited or no accounting experience. You can use it to manage expenses and track account balances, generate reports, create and save complex filters to search the transaction history, create charts and graphs for assets, liabilities, and daily net worth tracking, view stock prices/quotes, store contacts, email, and phone numbers, and import OFX data for banks and credit cards. It supports the latest Quicken format, and also supports downloading current statement for bank and credit card accounts.

Release focus: Minor feature enhancements

Changes:
A transaction details panel was added. Now the user will be able to see all TX details without having to pop up a new dialog. A bug where the portfolio timer was not restarting was fixed.

Free Personal Finance Software

Top 3 Free Online Personal Finance Software

© Shelley Elmblad

Nov 1, 2007

Take a look at the top three free online personal finance software options and see how you can manage your money and save money with free financial software.

Online Personal Finance Software Benefits

Online personal finance software is very convenient because you can use it where ever there is an Internet connection. And, these free top three online personal finance software choices offer security features for your personal finance data. With online software, you never have to install anything on your hard drive and software updates are done for you on the software company's servers.

Each of the top three online personal finance titles have a different feature focus, so look them all over and visit the web sites for more details. And remember that when you use online personal finance software on a public computer, you must log out and close the browser window before leaving the computer.

How is This Personal Finance Software Free?

ClearCheckbook is completely free but accepts free-will donations. Mint and MySpendingPlan are also completely free but each gets a cut on any of the money-saving offers presented to you. The offers on Mint.com are hidden unless you click on a tab to view them. MySpendingPlan offers are more upfront and in-your-face.

ClearCheckbook

ClearCheckbook is free online personal finance software that is far from bare-bones free software. ClearCheckbook has many features to manage personal finances.

ClearCheckbook Features:

• See all transactions, overall balances, reminders and notices on one page in ClearCheckbook.
• Supports account transfers and split transactions.
• ClearCheckbook spending limits provide a way to create a personal budget.
• Search transactions by date, keyword, account or category.
• Track your spending in ClearCheckbook with charts, graphs and spending vs. saving for all accounts.
• Security: you do not enter your account numbers into ClearCheckbook.
• Reconcile accounts and use time-saving recurring transactions.
• Personal finance alerts and reminders arrive by email.
• Use CheckBot to update your account while on-the-go with AIM, ICQ, MSN / Windows Live, Google Talk and Yahoo! Messaging services.

Get ClearCheckbook free personal finance software at ClearCheckbook.com.

Mint

Mint is free online personal finance software that offers something truly different: Mint tells you how you can save money, and it has some nice automated features.

Mint Features:

• Mint automatically updates your banking and credit card transactions, eliminating the possibility of forgetting to enter transactions.
• Mint automatically categorizes transactions as they are downloaded.
• Label transactions to be able to quickly identify expenses that are related to work, hobbies, meals out, etc.
• View all banking and credit card transactions and account balances side-by-side.
• Mint works with 3,000 U.S. banks and credit card companies.
• Compares cash and debt for quick overall financial reporting, and Mint offers spending histories.
• Email and SMS alert let you know about low balances, large purchases and other financial activities in your accounts.
• Security: firewalls, encryption and authentication procedures protect your personal finance data.
• Mint tells about banking and credit card deals and money-saving products and services you could benefit from using. This information is kept out of the way under the Ways to Save tab.

Get Mint free online personal finance software and learn about managing personal finances at Mint.com.

MySpendingPlan

MySpendingPlan online personal finance software has strong personal budgeting features and a focus on building savings.

MySpendingPlan Features:

• Detailed budget set-up.
• Manage budgets and spending for groups or for your household.
• Bill tracking with email reminders from MySpendingPlan.
• Set up savings goals in MySpendingPlan and track progress toward those goals.
• Shopping features include shopping planner, online shopping deals, shopping lists, savings recommendations, online and in-store coupons.
• Security: MySpendingPlan uses strong data encryption and does not require account numbers to be entered.
• Pre-made templates for standard personal budgets or for planning for large, infrequent expenses.

Get MySpendingPlan free online personal finance software and personal budgeting tips at MySpendingPlan.com.

ClearCheckbook Graphs

Mint Overview Screen

MySpendingPlan

The best personal-finance software

If you're mired in receipts, statements, and bills, there is a simpler way. Money magazine's David Futrelle gives his picks for the best ways to go paperless.

By David Futrelle, Money Magazine contributing writer

August 30 2007: 9:44 AM EDT

(Money Magazine) -- Woody Allen once said that 80 percent of success is just showing up. You could also say that 80 percent of financial success is just keeping track.

Knowing what you have stops you from bouncing checks; knowing how your investments are performing helps you move toward your goals. Trouble is, keeping track can be a royal pain in the posterior. A personal-finance program can ease the ache. Here are our six faves.

The 800MB gorillas

These two programs dominate for good reason. Both let you download your bank and credit card info and pay bills and manage investments online, creating cool charts and tables along the way.

Both offer everything from a cheap basic version (if you're looking for little more than a system for balancing your checkbook) to a pricier one with sophisticated tools to help you pay down debt, save for retirement and more.

Both give tax advice and let you transfer your data into tax prep programs like Intuit's (Charts) TurboTax and H&R Block's (Charts, Fortune 500) TaxCut .

The 2008 editions of these programs, out this month, include several new features meant to help you budget and track expenditures more precisely. (The 2008 versions were unavailable at press time; we tested the 2007 versions.)

Bottom line: You can't go wrong with either program. (If you're a Mac user, your only option here is Quicken.) Quicken and Money aren't perfect, though. They're so big that they can run slowly and be difficult to navigate.

Annoyingly, both try to sell you on other products and services. And they're not cheap especially if you factor in their monthly fee for online bill paying ($6 with Money; $10 with Quicken).

Simpler (and usually cheaper) alternatives

• AceMoney, Windows; $30

AceMoney offers a solid, basic personal-finance package. If you're a frugal sort with only one bank account to track, you can download AceMoney Lite for free.

While the $30 version doesn't include online bill paying, it does let you track multiple accounts and entitles you to free upgrades for life - or at least for as long as the small software company behind AceMoney sticks around.

• MoneyDance, Windows, Mac, Linux; $30

If you're a Mac user, this is the only passable alternative to Quicken. It's sleek and simple to use, and it covers all the basics of personal finance. You can also download an assortment of free "extensions" - useful tools like credit card paydown calculators.

Moneydance doesn't charge for online bill paying, but your bank may.

Managing your money from the back of a cab

• Pocket Quicken, Palm, Pocket PC; $40
• Ultrasoft Money, Palm; $40

Attention, handheld-PC addicts: These two very similar programs are the only ones worth bothering with.

After you manage your finances on your handheld, you can transfer the data into your desktop personal-finance program (as long as that program is Quicken or Money, respectively). Because man cannot live by teeny keyboards alone.

Check Your Financial Info Anytime, Anywhere

By Terry Savage
TheStreet.com Contributor
8/26/2007 10:19 AM EDT

The next generation of financial organization has arrived. It's called Geezeo. And it means you can get to your personal financial information anywhere, at any time.

If you're away from home you can easily find your current checking account and credit card balances -- even if you don't have access to a computer. Now with a discreet glance at your cell phone, you can have all your financial information literally at your fingertips.

It's the next stage in real-time access. Geezeo puts you in control of your money by giving you real-time access to your accounts at thousands of banks and credit card companies through text messaging. Having that information could save you from huge overdraft and over-limit fees. It could even save you the embarrassment of having your credit card rejected when you reach to pay for dinner.

Text messaging of your account balances is the latest development at www.geezeo.com, a personal finance Web site that declares itself to be a "social finance" destination. The finance aspect is the fact that they securely aggregate your financial data from major banks and credit card companies, and soon will include mutual fund and brokerage firms. The "social" portion of the personal finance site is a series of online discussion groups, where peers discuss issues ranging from credit to investing.

That , in itself, is a significant difference from most personal finance software, which allows you to view your data securely, but in solitude. Geezeo.com lets you keep your financial information private but facilitates communication with others in the community to help you make financial decisions. Tools at the site help track your progress as you pay down debt or save for the future, as well as share ideas with others who have similar goals.

Personal finance sites that revolve around "social networking" in general are becoming very popular. For example, www.networthiq.com allows you to post your financial information -- including cash, investments, debt, etc. -- for all to see and comment upon. It requires users to manually update monthly balances. Another social networking site, www.Mint.com, allows bloggers to share stories about their personal finances. And www.Wesabe.com is a site for group networking about personal finance topics. Geezeo.com is the only one that securely and privately aggregates your own data on a daily basis by either downloading or "scraping" balances from all the sites to which you have authorized access.

But the truly breakthrough technology is the fact that you can now gain access to all this information in real time on your cell phone -- any text enabled cell phone. In effect, your mobile phone becomes an extension of the Web site.

It's a technology that is aimed directly at the 18-to-35 age group that is actively using text messaging. But don't let the youthful aspect of this concept fool you. Two-way mobile banking is the wave of the future.

Getting Geezeo Started

The two most important things you need to know about Geezeo.com can be said in one short sentence: Geezeo is free and it is secure.

The security is at the same high level as online banking Web sites. Geezeo does not store your personal account numbers, nor your passwords that gain access to your bank and credit cards. They use Amazon.com's (AMZN - Cramer's Take - Stockpickr - Rating) secure hosting platform, and are a partner of CashEdge, the leading financial aggregator used by top banks and mutual fund companies.

The service is free. As the site gains momentum, Geezeo expects to be paid a referral fee by financial services providers that are part of a "matching service" linking users to products they need. Those products must either save the user money by offering lower rates on credit cards or other loans, or help the community member make money, such as a high-yielding savings account. They're in the process of developing a members rating service for those products.

All you have to do to get started is go to the Web site and set up an account, select the bank and credit card accounts you want to track and then submit your mobile phone number. The process takes just minutes. The only hitch I found is that in order to work with the site, you need a browser such as Internet Explorer 7 or Firefox, which are easily downloaded. (Just go to www.mozilla.com for a free download of Firefox.)

Getting Geezeo Organized

In recent weeks, Geezeo.com has added "tagging" functionality to help users figure out where their money went. Since nobody writes checks anymore, the younger generation has been dubbed "Gen P" -- for plastic! And everyone knows that money simply "disappears" when you use a debit card!

Geezeo now "tags" every transaction that comes through your bank account or debit card or credit card -- putting it into a category and, thus, making it simple to track spending. Users can even create their own tags. Then a click of your mouse creates a graphic -- a bar chart that shows clearly where all your money went!

The "social" aspect of this Web site adds a new dimension to these Geezeo Tags. You will soon be able to compare the percentages of what you spend on different categories with the averages for those in your age and income group.

In effect, Geezeo has taken personal finances to the next level -- the "fingertip" level. No longer are you bound by software that resides on your home or office computer. You can access Geezeo.com from any computer, anywhere. And, when you're not near a computer, information will arrive securely on your cell phone in the form of a text message.

Now, you can't hide from your money. And that's The Savage Truth.

Personal Finance Manager R1_0_9 (Default)

Personal Finance Manager R1_0_9 (Default) Sections: Mac OS X, Unix
Added: Sat, Jun 16th 2007 19:22 PDT (2 months, 9 days ago) Updated: Thu, Aug 23rd 2007 05:41 PDT (yesterday)
About: Personal Finance Manager is a finance and expense tracking tool for those with limited or no accounting experience. It makes task of tracking expenses and generating reports easy to use and maintain. You can use it to manage expenses and track account balances, generate reports, create and save complex filters to search the transaction history, create charts and graphs for assets, liabilities, and daily net worth tracking, view stock prices/quotes, store contacts, email, and phone numbers, and import OFX data for banks and credit cards. It supports the latest Quicken format. Release focus: Major feature enhancements Changes: Password based encryption support was added. All financial data is encrypted and secure. Support was added for online banking. The current month's statement and transactions list can be downloaded. Major changes were made in GUI layout. Bugs were fixed. Author: Mjrz [contact developer] Rating: reset 1 2 3 4 5 6 7 8 9 10 (not rated) Homepage: http://www.mjrz.net/ Trove categories: [change] [Development Status] 4 - Beta [Environment] MacOS X, Win32 (MS Windows), X11 Applications [Intended Audience] End Users/Desktop [License] Freeware [Operating System] OS Independent [Programming Language] Java, SQL [Topic] Office/Business :: Financial, Office/Business :: Financial :: Accounting

FinancialBrowsers.com Launches, Connects Consumers with Personal Finance Experts

DALLAS (BusinessWire EON) August 23, 2007 -- FinancialBrowsers.com today was launched by Web developer Vertical Alliance Group Inc. (VAG) as a convenient, direct resource connecting consumers with personal finance experts from across the country.

As Baby Boomers move closer to retirement, they realize that federal assistance like Social Security and Medicare likely won't provide enough income to support their needs. That's a primary reason why we created FinancialBrowsers.com

According to the U.S. Census Bureau, one member of the Baby Boomer generation – those born between 1946 and 1964 – turns 60 every 12 seconds. By 2031, all Baby Boomers will be over 65. FinancialBrowsers.com was developed in part to assist this generation with retirement planning and other financial needs.

“As Baby Boomers move closer to retirement, they realize that federal assistance like Social Security and Medicare likely won’t provide enough income to support their needs. That’s a primary reason why we created FinancialBrowsers.com,” said Jay Wommack, founder, president and CEO of VAG. “FinancialBrowsers helps consumers of any age connect conveniently, efficiently and privately with personal finance advisors who can assist them with their retirement goals and other money matters.”

Content on FinancialBrowsers.com consists solely of advertising and company profile space purchased by personal finance advisors for a consistently low monthly fee that includes not just the ads, but proactive customer support, ad tracking, advertising consulting, sales training and more.

Visitors to the Web site either click on a financial advisor’s banner ad or use search functions to locate a desired listing. Users are then directed to their preferred advisor’s company profile that gives the consumer enough information to make an informed decision about the advisor or company. Visitors then can submit their contact information electronically, via FinancialBrowsers.com, to the financial advisor for further follow up and information.

About Vertical Alliance Group Inc.

Vertical Alliance Group, Inc. is an online publisher that provides direct marketing services – including lead generation for a variety of personal and business services, and targeted recruiting of pre-qualified employees – for clients in 20 niche industry segments. Headquartered in Texarkana, Texas with offices in Dallas, Vertical Alliance Group hosts and manages more than 40 Web sites, using response engine marketing to increase its clients’ “Basic Unit of Wealth.” For more information, visit www.verticalag.com or www.FinancialBrowsers.com.

Personal Finance Manager R1_0_5 (Default branch)

Personal Finance Manager is a finance and expense tracking tool for those with limited or no accounting experience. It makes task of tracking expenses and generating reports easy to use and maintain. You can use it to manage expenses and track account balances, generate reports, create and save complex filters to search the transaction history, create charts and graphs for assets, liabilities, and daily net worth tracking, view stock prices/quotes, store contacts, email, and phone numbers, and import OFX data for banks and credit cards. It supports the latest Quicken format.

License: Freeware Changes: This release adds address book support.